Estimate an annual Required Minimum Distribution from a traditional IRA or eligible retirement account using the applicable IRS life-expectancy table for planning purposes.
Educational planning tool
Enter Your Information
Special rule: When the spouse is more than 10 years younger and is the sole designated beneficiary, the IRS uses the Joint and Last Survivor Table (Table II), which generally produces a larger divisor and therefore a lower RMD.
Estimated RMD
IRS table usedUniform Lifetime Table
IRS RMD distribution factor / denominator--
Calculation--
Estimated annual RMD
$0
Estimated monthly equivalent$0
Important: This is a planning estimate. The actual RMD can depend on the account type, beneficiary designation, prior-year balance, timing rules and other individual circumstances.
Keep your estimate
Save or print your estimate to discuss with your retirement professional.
Disclaimer: Educational planning tool only. It is not tax, legal, accounting, insurance or investment advice and does not prepare a tax return. Results are estimates based on IRS tables and the assumptions shown. Verify the final RMD with your IRA custodian or qualified tax professional.